On "Borrowed" Time

Here is a link to a really telling article about people borrowing from their retirement savings to live today. In a competitive society like ours (that's NOT necessarily meant to be a knock), we have loads of choices to make; the television ad shows the latest model car or truck and we'd all like to have one; we look in the newspaper and there's an ad for the latest computer, and we want that, too; and we see the billboard on the nearby highway advertising a great vacation package, and yes, we want that, too. Living within our means is not always easy. In the past few decades, Americans have put billions upon billions on plastic. Now, in many cases, with soaring energy prices, fueled by wealthy greedy investors and the related higher costs for just about everything else; essentially stagnant wages; and cuts in benefits, the bills are coming due and many folks can't meet the payments. Stop and think for a moment. If you lost your job tomorrow, or if you had to take a substantial pay cut/benefit reduction, how would you fare in the aftermath?

http://www.msnbc.msn.com/id/23241606/